Why choose an independent agency?

Their loyalty is to you.

Not serving a single corporation that has its own best interests at heart.
They are your adviser and advocate. Your satisfaction is their primary concern.

USA Insurance Network agencies are educated in both standard and specialty lines of coverages. They offer many important practical and financial benefits as well.

Adopt a one-stop-shop. For life.


Most agencies only offer standard lines of coverage. But in a rapidly evolving world, specialty insurance has become increasingly necessary - especially for professionals. Our independent agencies offer a full spectrum of coverages, from auto and home to identity left and cyber liability. Other agencies don’t.

Since you can change insurance providers without switching agencies, your agent can become your lifetime advocate.

Receive a customized portfolio.


Independent agents identify your unique risks based on specific current needs and anticipate your future requirements to custom-tailor rates and coverages accordingly. This allows them to approach your portfolio from a solution-oriented perspective with innovative strategies to reduce or completely eliminate risks.

Secure the best rates possible.


Our local independent agencies have the tools to compare prices and coverages from dozens - if not hundreds - of providers at once to find you the best deal. Since you don’t have to do the research on your own, going local and independent can save you time as well as money.

Let an agency get your back.


Insurance is a complex subject that can have a significant impact on your life. When you go at it alone, there’s no backup if you make a mistake. The guidance of an educated, experienced independent agent can help you make informed decisions confidently. Agents also carry insurance so that if they make a mistake, you don’t have to suffer the consequences.

Our agencies know the state-specific rules governing insurance and the various coverages and limits that may be required.  You can benefit from this knowledge by shopping locally with one from our network.

Shop locally for superior service.


Because independent agencies employ staff with more product expertise and offer personal, face-to-face interaction, the quality of customer service you receive locally is typically higher. There is far less accountability from a detached voice on the other end of the phone who isn’t acquainted with the particulars of your life or your portfolio and who you most likely will never speak to again.

Additionally, when you purchase insurance from a local independent agency, you are simultaneously supporting the economic growth of your own community.


Are you an agency looking to join our network?